Crime Policies and Computer Fraud Coverage
Can a first-party insurance policy ever provide coverage for third-party loss? Well...that depends on what the policy actually says, which goes back to the first rule of all coverage work: Read The...
View ArticleNew Developments in Cyberliability Coverage
If you’re a Rolling Stones fan, you may remember the (underrated) 1974 song, “Fingerprint File.” (You can hear it by clicking here...“Listenin’ to me/On your satellite.”) Who knew that, four decades...
View ArticleFidelity Bonds and Employee Fraud
It’s amazing to me that Nigerian banker scams continue to appear in my inbox every now and then. After all these years, businesspeople apparently continue to fall for them. Click here for a pretty...
View ArticleThe Illegal Acts Exclusion and “Entrustment” of Property
There’s an excellent, but sad and haunting, nonfiction book written by Jeff Hobbs called “The Short and Tragic Life of Robert Peace.” It’s about a kid who grew up among poverty, gangs and tough guys...
View ArticleInsurance Coverage for Premises Liability
I admit it, I admit it – I’m addicted to the TV show “Bar Rescue.” (When my daughter was about 12 years old, and my wife was out shopping for the day, we once binge-watched about six hours straight,...
View ArticleInsurance Coverage for Employee Theft
Sadly, it’s a scenario I’ve seen far too many times in the past 30 years of doing insurance coverage work. A trusted employee in the bookkeeping or accounting department isn’t properly supervised or...
View ArticleNew cyber-liability insurance coverage decisions from the federal courts
Not long ago, there was a kerfuffle over the use of the term “OK, Boomer,” which I guess is a pejorative term aimed at my generation for being out-of-touch with the modern world. (See the Vox article...
View ArticleDetecting fraudulent certificates of insurance
Here’s a piece of useless trivia for you. You know that old saying that something “isn’t worth the paper it’s written on”? The saying apparently originated back in 1861, when Count Johann Bernhard von...
View ArticleInsurance Coverage for Premises Liability
I admit it, I admit it – I’m addicted to the TV show “Bar Rescue.” (When my daughter was about 12 years old, and my wife was out shopping for the day, we once binge-watched about six hours straight,...
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